Enter your monthly spending across key categories to see your estimated rewards and net annual value.

How We Calculate Your Net Yield

Input Your Spending

Factor in Rules & Limits

Subtract Fees for True Value

Provide your monthly budget across various categories. Our calculator uses this data to simulate your real-world usage.

We automatically apply card-specific reward caps, milestone thresholds, and category exclusions to ensure accurate projections.

Annual fees, forex markups, and other charges are deducted to reveal the true net rupee-for-rupee yield of your chosen card.

Ready to Find Your Best Card?

Compare your calculated results against top-performing cards and discover the perfect fit for your spending habits.