Enter your monthly budget across key categories to see a detailed breakdown of your potential earnings and net annual benefit.
Monthly Spending Inputs
Estimated Net Benefit
Online Shopping: ₹_____
₹X,XXX
Net Annual Benefit
Offline Shopping: ₹_____
Dining: ₹_____
X.XX%
Effective Reward Rate
Travel: ₹_____
Fuel: ₹_____
₹X,XXX
Annual Rewards Value
Utilities: ₹_____
Other Spending: ₹_____
₹X,XXX
Total Fees Paid
How We Calculate Your Net Yield
Input Your Spending
Factor in Rules & Limits
Subtract Fees for True Value
Provide your monthly budget across various categories. Our calculator uses this data to simulate your real-world usage.
We automatically apply card-specific reward caps, milestone thresholds, and category exclusions to ensure accurate projections.
Annual fees, forex markups, and other charges are deducted to reveal the true net rupee-for-rupee yield of your chosen card.
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